Mortgages 101: Quick Answers to Over 250 Critical Questions About Your Home Loan / by David Reed
With concise and simple explanations, experienced senior loan officer David Reed informs the layperson on the ins and outs of the mortgage system, hitting on all of the major issues like how home loans are configured, how the real estate market affects things, options for refinancing and the terms of foreclosure. Reed also discloses information on improving your credit rating and how to cut costs on your insurance bills. Also included in this very accessible and practical book is an easy-to-follow dictionary of terms and mortgage jargon just right for the average homeowner to understand.
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An Insider's Guide to Refinancing Your Mortgage / by David Reed
The current economic crisis has many homeowners in need of freeing up their cash flow. Mortgage expert and financial whiz David Reed provides some great insider information for current and potential homeowners all intended to help today's penny-penched consumer save on their home loans. Righ upfront Reed tells you pretty much exactly what you want to know: when is the right time to refinance? It's not always when the rates are lowest. Other advice includes bits on how to lock in the lowest interest rate, save on the closing costs and which lender to go with.
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